Last Updated: January 2025
These Terms and Conditions ("Terms") constitute a legally binding agreement between you and TALIS WORLD LLC ("Company," "we," "us," or "our") concerning your access to and use of our website and services.
By accessing or using our website, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use our services.
You must be at least 18 years of age and have the legal capacity to enter into binding contracts to use our services. By using our services, you represent and warrant that you meet these requirements.
To access certain features of our services, you may be required to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
You agree not to use our services for any unlawful purpose or in any way that could damage, disable, overburden, or impair our systems. Prohibited activities include, but are not limited to:
Submitting a funding application through our website does not guarantee approval or funding. All applications are subject to our underwriting criteria and approval process. We reserve the right to decline any application for any reason.
If your application is approved, you will receive a detailed funding agreement outlining the specific terms of your loan, including principal amount, interest rate, fees, repayment schedule, and other material terms. You are responsible for reviewing and understanding these terms before accepting any funding offer.
By accepting a funding offer, you agree to repay the loan according to the terms specified in your funding agreement. Failure to make timely payments may result in additional fees, negative credit reporting, collection activities, and legal action.
If you opt in to receive text messages from TALIS WORLD LLC, the following terms apply:
By consenting to receive SMS messages, you agree that we may send you recurring marketing and promotional messages using an automated telephone dialing system (ATDS). These messages may include offers, updates, and information about our financial products and services.
Message frequency varies. You may receive up to 4 messages per month. Message and data rates may apply based on your mobile carrier's plan. We are not responsible for any charges imposed by your carrier.
You may opt out of receiving text messages at any time by replying STOP to any message from us. Once you opt out, you will receive a confirmation message, and no further messages will be sent unless you re-subscribe.
For assistance with text messages, reply HELP to any message or contact us at naphtali@the-talis-world.com.
Consent to receive text messages is NOT a condition of purchasing any goods or services from TALIS WORLD LLC. You may obtain our services without opting in to text messages.
All content on our website, including text, graphics, logos, images, software, and other materials, is the property of TALIS WORLD LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws.
You may not copy, reproduce, modify, distribute, display, or create derivative works from any content on our website without our prior written permission.
Our website may contain links to third-party websites or services that are not owned or controlled by TALIS WORLD LLC. We are not responsible for the content, privacy practices, or terms of any third-party sites. Your use of third-party sites is at your own risk.
Our services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
We do not warrant that our services will be uninterrupted, error-free, or secure, or that any defects will be corrected. You use our services at your own risk.
To the fullest extent permitted by law, TALIS WORLD LLC and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services, even if we have been advised of the possibility of such damages.
Our total liability to you for any claims arising from your use of our services shall not exceed the amount you paid to us, if any, in the twelve months preceding the claim.
You agree to indemnify, defend, and hold harmless TALIS WORLD LLC and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to:
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.
Any disputes arising out of or related to these Terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in Fort Lauderdale, Florida.
We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the updated Terms on our website with a new "Last Updated" date. Your continued use of our services after any changes indicates your acceptance of the updated Terms.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
These Terms, together with our Privacy Policy and any funding agreements you enter into, constitute the entire agreement between you and TALIS WORLD LLC regarding your use of our services and supersede any prior agreements or understandings.
If you have questions or concerns about these Terms, please contact us:
TALIS WORLD LLC
4925 SW 35TH TERRACE
Fort Lauderdale, FL 33312
Email: naphtali@the-talis-world.com